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If investing in an IRA or Coverdell Education Savings Account, you agree that you have received the appropriate Disclosure Statement and Adoption Agreement. You also agree to read and accept the terms of these documents before investing. Understand that your consent relates only to this request. If you request additional information, you may be required to consent to electronic delivery again. In order to view and print the documents, you will need Adobe Acrobat Reader, which can be downloaded at no charge by clicking Get Acrobat Reader. If you are unable to download, view, or print the documents, call the Shareholder Service Center at 800 523-1918.